How can I repair credit myself?

Follow the steps below in order. Start with your reports and personal information; then identify the specific account information you want to question. Keep building positive habits while you track the results.

Your Credit Path strategy connects each step to the practical instructions and tools you need. Click the first step below, or choose Next to begin.

1. Request your credit reports
2. Review your reports carefully
3. Dispute incorrect information
4. Pay bills on time
5. Address past-due balances
6. Reduce credit utilization and debt
7. Consider different account types carefully
8. Review before closing accounts
9. Consider a credit limit increase
10. Consider debt consolidation