Your Credit Pathby Jeannette Perez
THE YOUR CREDIT PATH STRATEGY

Your questions.
A clear path forward.

Begin with chapter 1. Read one answer at a time, then choose Next. You can return to any question here.

Begin chapter 1 →
CHAPTER 1

What is credit repair?

Understand the basics before deciding what to do.

Questions in this chapter
  1. What is credit repair?
  2. How long does fixing your credit take?
  3. Is credit repair legal?
  4. How does credit repair work?
  5. How is your credit score calculated?
  6. What hurts your credit score?
  7. How much does a credit repair service cost?
  8. Why is credit repair necessary?
  9. Can I work on my credit on my own?
  10. How do I get my starting report and score?
Open chapter 1 →
CHAPTER 2

What are credit repair services?

Know the difference between hiring a service and learning to do it yourself.

Questions in this chapter
  1. What are credit repair services?
  2. What does Your Credit Path provide?
  3. What does the DIY membership cost?
  4. What should I check before paying for help?
Open chapter 2 →
CHAPTER 3

What is DIY credit repair?

Your questions, in order. Read one answer, then choose Next.

Questions in this chapter
  1. What is DIY credit repair?
  2. Can you fix credit yourself?
  3. What is the Credit Repair Organizations Act?
  4. How can I repair credit myself?
  5. How do I deal with negative information on my report?
  6. How long does negative information stay on my report?
  7. Can negative information be removed from my report?
  8. When should I choose DIY credit repair?
  9. How long does it take to repair credit?
  10. What is the fastest way to repair my credit?
  11. Where else can I get credit repair help?
Open chapter 3 →
CHAPTER 4

How can I improve my credit beyond disputes?

Keep building habits that support your next chapter.

Questions in this chapter
  1. What comes after a dispute?
  2. How do I protect the progress I make?
  3. What if an account still says verified?
  4. How do I keep going without feeling overwhelmed?
Open chapter 4 →

These answers are free education. Account dispute tools and detailed follow-up guidance are available through the DIY membership. You prepare and send your own documents.