Can you fix credit yourself?

Yes. You can request your credit reports and dispute information you see that is inaccurate or incomplete directly with the credit bureaus and the companies reporting it. You do not have to hire a credit repair agency to exercise that right.

With educational guidance developed by Jeannette, a credit industry professional with 30 years of experience, Your Credit Path helps you understand the process through simple instructions—one step at a time, one account at a time. You remain in control of reviewing your reports, preparing your letters and sending your disputes.

Your Credit Path strategy begins with a small task: save your reports, then review your personal information before choosing an account to work on. You do not have to understand everything on the first day. Each step helps you build the knowledge and confidence to continue.