Your Credit Pathby Jeannette Perez
CHAPTER 3 OF 4PAGE 15 OF 21

What is DIY credit repair?

How do I deal with negative information on my report?

Identify the situation first: late payment, collection, charge off, repossession, bankruptcy-related reporting or another account type. Check the status, balance and dates instead of choosing a letter from the account name alone.

Your Credit Path strategy works through one account and issue at a time. Keep its records together, choose the matching template and let the actual response guide the next step.

Understand my accounts →

Next: How long does negative information stay on my report?

In this chapter
  1. What is DIY credit repair?
  2. Can you fix credit yourself?
  3. What is the Credit Repair Organizations Act?
  4. How can I repair credit myself?
  5. How do I deal with negative information on my report?
  6. How long does negative information stay on my report?
  7. Can negative information be removed from my report?
  8. When should I choose DIY credit repair?
  9. How long does it take to repair credit?
  10. What is the fastest way to repair my credit?
  11. Where else can I get credit repair help?
Other chapters
  1. Chapter 1: What is credit repair?
  2. Chapter 2: What are credit repair services?
  3. Chapter 3: What is DIY credit repair?
  4. Chapter 4: How can I improve my credit beyond disputes?