What is credit repair?
How do I get my starting report and score?
Your credit report and score are different things. The report lists account information; a score is calculated from report information using a scoring model. A score alone will not show you everything you need to review.
Your Credit Path strategy starts with free reports through the official AnnualCreditReport.com website. Your Credit Path does not provide a bureau credit score. If your lender offers a score, check which model and bureau it uses before comparing numbers.
Get my free report instructions →In this chapter
- What is credit repair?
- How long does fixing your credit take?
- Is credit repair legal?
- How does credit repair work?
- How is your credit score calculated?
- What hurts your credit score?
- How much does a credit repair service cost?
- Why is credit repair necessary?
- Can I work on my credit on my own?
- How do I get my starting report and score?