Your Credit Pathby Jeannette Perez
CHAPTER 3 OF 4PAGE 7 OF 21

What is DIY credit repair?

3. Dispute incorrect information

Choose the template that matches your account and explain the issue in your own words. Include relevant copies that support your request and review every sentence before you print.

Your Credit Path strategy uses a bureau dispute and a separate companion letter to the reporting company. Save each completed letter, follow its enclosure checklist and keep proof of mailing and delivery.

Choose my situation in my dashboard →
Official resourceCFPB: disputing report errors ↗

Next: 4. Pay bills on time

In this chapter
  1. What is DIY credit repair?
  2. Can you fix credit yourself?
  3. What is the Credit Repair Organizations Act?
  4. How can I repair credit myself?
  5. How do I deal with negative information on my report?
  6. How long does negative information stay on my report?
  7. Can negative information be removed from my report?
  8. When should I choose DIY credit repair?
  9. How long does it take to repair credit?
  10. What is the fastest way to repair my credit?
  11. Where else can I get credit repair help?
Other chapters
  1. Chapter 1: What is credit repair?
  2. Chapter 2: What are credit repair services?
  3. Chapter 3: What is DIY credit repair?
  4. Chapter 4: How can I improve my credit beyond disputes?