Your Credit Pathby Jeannette Perez
CHAPTER 3 OF 4PAGE 5 OF 21

What is DIY credit repair?

1. Request your credit reports

Use the official AnnualCreditReport.com website to request your free reports from Equifax, Experian and TransUnion. Save a separate copy for each bureau on your own device.

Your Credit Path strategy uses those original copies as your starting record. When you return later, compare a fresh report from the same bureau.

Open my free report instructions →

Next: 2. Review your reports carefully

In this chapter
  1. What is DIY credit repair?
  2. Can you fix credit yourself?
  3. What is the Credit Repair Organizations Act?
  4. How can I repair credit myself?
  5. How do I deal with negative information on my report?
  6. How long does negative information stay on my report?
  7. Can negative information be removed from my report?
  8. When should I choose DIY credit repair?
  9. How long does it take to repair credit?
  10. What is the fastest way to repair my credit?
  11. Where else can I get credit repair help?
Other chapters
  1. Chapter 1: What is credit repair?
  2. Chapter 2: What are credit repair services?
  3. Chapter 3: What is DIY credit repair?
  4. Chapter 4: How can I improve my credit beyond disputes?