Your Credit Pathby Jeannette Perez
CHAPTER 3 OF 4PAGE 12 OF 21

What is DIY credit repair?

8. Review before closing accounts

Before closing a card, review fees, spending risk and how losing the available limit could affect your balance-to-limit ratio. Keeping an account open is not always the right choice for everyone.

Your Credit Path strategy asks you to make a considered decision. Watch unused accounts for charges and fees, and keep only accounts you can manage safely.

Next: 9. Consider a credit limit increase

In this chapter
  1. What is DIY credit repair?
  2. Can you fix credit yourself?
  3. What is the Credit Repair Organizations Act?
  4. How can I repair credit myself?
  5. How do I deal with negative information on my report?
  6. How long does negative information stay on my report?
  7. Can negative information be removed from my report?
  8. When should I choose DIY credit repair?
  9. How long does it take to repair credit?
  10. What is the fastest way to repair my credit?
  11. Where else can I get credit repair help?
Other chapters
  1. Chapter 1: What is credit repair?
  2. Chapter 2: What are credit repair services?
  3. Chapter 3: What is DIY credit repair?
  4. Chapter 4: How can I improve my credit beyond disputes?