Review results and keep going
Compare what changed and find your next step.
Read the actual response.
Keep each bureau’s result notice with the account record. Note whether the item changed, was removed, stayed the same or is still being investigated.
Compare a fresh report.
Compare the same account and bureau with your earlier copy. The comparison tool can help explain changes. Identical reports mean no reporting change was found; that alone does not prove an account was verified.
Open my report comparison and results →Let the result guide your next step.
Save the response and any new evidence before deciding what to do next. Your member area shows the follow-up available for your progress and confirmed payments.
Reminders and later guidance
Optional email review reminders can be enabled in your dashboard. Advanced IDTR and CFPB guidance unlocks when you have recorded your first dispute result, with active membership; letters addressing a recorded CFPB company response unlock after you record the relevant company response, with active membership. Follow the eligibility instructions inside your account.
Reading a chapter does not record a mailing, change your account progress or unlock paid tools. Take each action when you are ready.